The foreclosure moratorium that went into effect in early 2020 has now expired. This means that if you are behind on your mortgage, your mortgage lender may now initiate a foreclosure against you (provided that it has already sent you a 90-Day Notice and met any other conditions it needs to meet before starting a foreclosure). The good news is that all mortgage lenders (and servicers) are required to provide homeowners with an opportunity to apply for a loan modification. If you are behind on mortgage payments and your forbearance has ended (or is about to end), Resmodo can help you apply for a loan modification or home retention option. Call us or schedule a free consultation today.